:root{--navy: #0d1b2a;--gold: #c8922a;--gold-light: #e8b84b;--gold-pale: #fdf6e8;--cream: #f8f5f0;--border: #e2ddd5;--text: #1c2b3a;--muted: #6b7c8d;--white: #ffffff}*{box-sizing:border-box;margin:0;padding:0}html{color-scheme:light}body{font-family:DM Sans,sans-serif;background:var(--cream);color:var(--text);line-height:1.7;font-size:15px}nav{background:var(--navy);display:flex;align-items:center;padding:0 32px;flex-wrap:wrap;position:sticky;top:0;z-index:100;box-shadow:0 2px 12px #0000004d}.nav-brand{font-family:Playfair Display,serif;font-size:16px;font-weight:700;color:var(--gold-light);padding:16px 0;margin-right:32px;white-space:nowrap;letter-spacing:.5px;text-decoration:none}.nav-links{display:flex;flex-wrap:wrap}.nav-link{padding:18px 14px;font-size:12px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;cursor:pointer;color:#ffffff80;border:none;background:none;transition:color .2s;border-bottom:3px solid transparent;font-family:DM 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strong{color:var(--gold-light);font-weight:700}.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:26px}.hero-subaction{font-size:13px;color:#ffffff8c}.credential-light{background:var(--gold-pale);border:1px solid #e8d4a0;border-left:3px solid var(--gold);padding:14px 20px;border-radius:0 8px 8px 0;font-size:13px;color:var(--navy);display:inline-block;margin-top:8px}.credential-light strong{color:var(--navy)}.quick-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:20px 0 8px}.quick-fact{background:#fff;border:1px solid var(--border);border-top:3px solid var(--gold);border-radius:8px;padding:16px 18px}.quick-fact h3{font-family:DM Sans,sans-serif;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--gold);margin-bottom:6px}.quick-fact p{font-size:14px;margin-bottom:0}.quick-fact a{color:var(--navy);font-weight:700;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}@media (max-width: 640px){.quick-facts{grid-template-columns:1fr}}.two-col-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:20px 0}.pillar-card{background:#fff;border:1px solid var(--border);border-top:3px solid var(--gold);padding:20px;border-radius:0 0 8px 8px}.pillar-card h3{font-size:14px;margin-bottom:8px}.pillar-card p{font-size:13px;color:var(--muted);margin-bottom:0}blockquote{border-left:3px solid var(--gold);padding:4px 0 4px 20px;margin:24px 0;font-style:italic;font-family:Playfair Display,serif;font-size:16px;color:#2c3e50;line-height:1.75}.cta-block{background:var(--navy);color:#fff;padding:26px 30px;border-radius:10px;margin:32px 0}.cta-block p{color:#ffffffd9;margin-bottom:16px;font-size:16px}.cta-block p strong{color:#fff}.btn-gold{display:inline-block;background:var(--gold);color:#fff;padding:12px 24px;border-radius:5px;font-family:DM Sans,sans-serif;font-size:13px;font-weight:700;letter-spacing:.5px;cursor:pointer;border:none;margin-right:10px;margin-bottom:6px;text-decoration:none}.btn-ghost{display:inline-block;background:transparent;border:1px solid rgba(255,255,255,.4);color:#fff;padding:12px 24px;border-radius:5px;font-family:DM Sans,sans-serif;font-size:13px;font-weight:700;cursor:pointer;margin-bottom:6px;text-decoration:none}.cross-ref{background:var(--gold-pale);border:1.5px solid var(--gold);border-radius:10px;padding:22px 26px;margin:32px 0;font-size:15px;line-height:1.7;display:flex;align-items:flex-start;gap:14px}.cross-ref .cross-ref-icon{font-size:24px;line-height:1;flex-shrink:0}.cross-ref strong{display:block;color:var(--navy);font-size:15px;margin-bottom:4px}.cross-ref a{color:var(--navy);font-weight:700;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:16px 0}.info-block{background:#fff;border:1px solid var(--border);padding:20px;border-radius:8px}.timeline-item{display:flex;gap:14px;margin-bottom:13px;align-items:flex-start}.year-badge{font-family:DM Sans,sans-serif;font-size:11px;font-weight:700;background:var(--navy);color:var(--gold-light);padding:3px 9px;border-radius:4px;white-space:nowrap;flex-shrink:0;margin-top:3px;letter-spacing:.5px}.timeline-item p{font-size:14px;margin-bottom:0}.principle-box{background:#fff;border:1px solid var(--border);border-left:4px solid var(--navy);padding:16px 20px;border-radius:0 8px 8px 0;margin:20px 0;font-style:italic;font-family:Playfair Display,serif;font-size:16px;color:var(--navy)}.offer-card{background:#fff;border:1px solid var(--border);border-radius:10px;padding:24px;margin-bottom:16px}.offer-card h3{font-family:Playfair Display,serif;font-size:17px;border-bottom:1px solid var(--border);padding-bottom:10px;margin-bottom:14px}.offer-price{font-family:DM 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.phone-number{flex:1 1 auto;min-width:0}.form-submit{background:var(--navy);color:#fff;padding:13px 28px;border:none;border-radius:5px;font-family:DM Sans,sans-serif;font-size:14px;font-weight:700;cursor:pointer;letter-spacing:.5px;transition:background .2s}.form-submit:hover{background:#162e47}.direct-contact{display:flex;gap:12px;flex-wrap:wrap;margin:16px 0 28px}.direct-contact a{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--border);border-left:3px solid var(--gold);padding:12px 18px;border-radius:0 8px 8px 0;font-size:14px;font-weight:700;color:var(--navy);text-decoration:none}.toc{background:#fff;border:1px solid var(--border);border-radius:8px;padding:20px 24px;margin-bottom:40px}.toc h3{font-size:13px;font-weight:700;color:var(--muted);letter-spacing:1px;text-transform:uppercase;margin-bottom:10px}.toc ol{list-style:decimal;padding-left:18px}.toc ol li{font-size:14px;padding:3px 0}.toc ol li 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0;font-size:14px}.contact-block{background:var(--navy);color:#fff;border-radius:10px;padding:26px 30px;margin:32px 0}.contact-block p{color:#ffffffd9;margin-bottom:6px}.contact-block strong{color:#fff}footer{border-top:1px solid var(--border);margin-top:48px;padding:20px 32px 32px;font-size:12px;color:var(--muted);max-width:860px;margin-left:auto;margin-right:auto}.footer-links{display:flex;gap:16px;flex-wrap:wrap;margin-top:8px}.footer-links a{color:var(--gold);text-decoration:none;font-size:13px;font-weight:500}.intro-with-photo{display:flex;gap:32px;align-items:stretch;margin-bottom:8px}.intro-with-photo .intro-text{flex:1 1 auto;min-width:0;display:flex;flex-direction:column;justify-content:center}.intro-with-photo .lead{font-size:19px;line-height:2.05;margin-bottom:0}.portrait-photo{flex:0 0 200px;width:200px;height:250px;object-fit:cover;border-radius:10px;box-shadow:0 8px 24px #0d1b2a2e}.feature-photo-wrap{margin:20px 0 28px}.feature-photo{width:100%;height:auto;border-radius:10px;display:block;box-shadow:0 8px 24px #0d1b2a24}.feature-photo-caption{font-size:12px;color:var(--muted);margin-top:8px;font-style:italic}.small-photo-wrap{margin:12px 0 22px;text-align:center}.small-photo{width:110px;height:110px;object-fit:cover;border-radius:10px;box-shadow:0 8px 24px #0d1b2a2e;display:inline-block}.small-photo-caption{font-size:12px;color:var(--muted);margin-top:8px;font-style:italic}@media (max-width: 640px){h1{font-size:24px}.hero h1{font-size:26px}.two-col-grid,.two-col{grid-template-columns:1fr}.intro-with-photo{flex-direction:column-reverse}.intro-with-photo .lead{font-size:17px;line-height:1.8}.portrait-photo{width:160px;height:200px}.section{padding:36px 20px}.hero{padding:48px 20px 40px}nav{padding:0 16px}footer{padding:20px 20px 32px}.phone-row{flex-direction:column;gap:10px}.phone-row .phone-country{width:100%;flex:1 1 auto}}